Effective Date: May 22, 2026
WisCalc (“the App”) respects your privacy. This Privacy Agreement explains what information the App processes, how it is used, and your choices.
WisCalc is designed to minimize data collection.
Loan and repayment data you enter in the App (such as amount, term, rate, fees, dates, and repayment status).
Reminder preferences you configure.
WisCalc does not require account registration for core features.
Your data is used only to provide App features, including:
Loan comparison and repayment calculations.
Repayment schedule generation and early repayment simulation.
Local reminders and optional calendar event creation.
Your data is stored locally on your device.
WisCalc does not upload your loan records to a remote server for core functionality.
WisCalc may request the following permissions:
Notifications: to send repayment reminders.
Calendar (optional): to create or manage repayment events if you enable calendar sync.
You can deny or revoke these permissions at any time in iOS Settings.
WisCalc does not sell your personal data.
WisCalc does not share your loan details with third parties, except where required by law.
Because data is stored locally, you control retention.
You can edit or delete loan records inside the App.
You can remove App data by uninstalling the App.
WisCalc is not directed to children under 13, and we do not knowingly collect personal information from children.
We may update this Privacy Agreement from time to time. Material changes will be reflected by updating the Effective Date.
If you have questions or feedback about this Privacy Agreement, contact:
Email: owenzx+WisCalc@gmail.com